Blog & Financial Resources

📈

FEATURED

10 Proven Strategies to Build Your Credit Score in 2025

By OneMain Financial Team • January 15, 2025 • 8 min read

Your credit score impacts nearly every major financial decision you'll make. From getting approved for loans to securing better interest rates, a strong credit score opens doors. In this comprehensive guide, we'll walk you through 10 actionable strategies that can help you improve your credit score, even if you're starting from scratch or rebuilding after challenges.

Read Full Article →

Latest Articles

💳

Debt Management

Debt Consolidation: Is It Right for You?

Learn how debt consolidation works, when it makes sense, and how to decide if it's the right strategy for your financial situation.

Jan 12, 2025 6 min read

📊

Budgeting

The 50/30/20 Budget Rule Explained

A simple yet effective budgeting method that helps you allocate your income wisely between needs, wants, and savings.

Jan 10, 2025 5 min read

🏦

Saving Money

How to Build an Emergency Fund on Any Income

Even if money is tight, you can build financial security. Discover practical strategies to start and grow your emergency fund.

Jan 8, 2025 7 min read

📱

Credit Building

5 Credit Myths That Could Be Hurting Your Score

Separate fact from fiction. We debunk common credit myths that might be preventing you from improving your credit score.

Jan 5, 2025 5 min read

💰

Online Loans

Online Loans vs. Credit Cards: Which Is Better?

Understand the key differences between Online Loans and credit cards to make the right borrowing decision for your needs.

Jan 3, 2025 6 min read

💡

Money Tips

7 Ways to Save Money on Everyday Expenses

Small changes can lead to big savings. Learn practical ways to reduce your daily expenses without sacrificing quality of life.

Dec 30, 2024 5 min read

Free Financial Tools & Calculators

🧮

Loan Payment Calculator

Calculate your monthly loan payments based on amount, term, and interest rate. See how different scenarios affect your budget.

Use Calculator

💰

Debt Payoff Calculator

Create a strategic plan to pay off your debts. See how extra payments can save you money and time.

Calculate Payoff

📈

Budget Planner

Track your income and expenses with our easy-to-use budget planning tool. Take control of your finances today.

Start Planning

🎯

Savings Goal Calculator

Set and track your savings goals. Calculate how much you need to save monthly to reach your target.

Set Your Goal

📊

Credit Score Simulator

See how different financial actions might impact your credit score. Make informed decisions with confidence.

Try Simulator

🏠

Debt-to-Income Calculator

Calculate your debt-to-income ratio to understand your financial health and borrowing capacity.

Check Your Ratio

Free Downloadable Guides

📖

Complete Guide to Building Credit

Everything you need to know about establishing and improving your credit score.

Download PDF (2.3 MB) →

📋

Monthly Budget Template

A simple, printable template to track your income and expenses each month.

Download Template →

📝

Debt Management Workbook

Step-by-step workbook to create your personalized debt payoff strategy.

Download Workbook →

💼

Financial Goals Planner

Set and track your short-term and long-term financial goals with this planner.

Download Planner →

🎓

Personal Loan Guide

Everything you need to know before applying for a personal loan.

Download Guide →

🔑

Financial Glossary

Understand key financial terms and concepts with our comprehensive glossary.

View Glossary →